When you fail to pay your taxes on time you can be faced with a tax lien. These have historically appeared in credit reports. Yet a...

Negative items on your credit report can affect your ability to obtain further credit, or a lower interest rate. You have the right to...

Collections happen when the creditor has passed on the debt to an agency for collection. The lender has written off the debt from their...

Repossessions happen when you fail to meet payments on an item. They can appear on your credit record and negatively impact your credit...

Judgments occur when you are taken to court in order to recover a debt. This can happen by either the original creditor or a debt...

A foreclosure happens when you have fallen behind in payments on your home loan. It is possible to remove a foreclosure from your credit...

A charge off occurs when the creditor writes off a debt after a period of time. It happens when you stopped making payments and the...

Bankruptcy is a final resort for some people. When the debts mount up and money becomes scarce, filing for bankruptcy is a way to remove...

You are desperate to repair your credit and so decide to go to an agency. There are ethical credit repair companies and some are only...

You may have had a bad time financially in the past and struggled to make credit payments. Now your credit history is less than stellar....

You might believe that credit companies report accurate information on your credit report, which they definitely should, but we don’t...

When you are the victim of stalling and fear tactics from credit bureaus like the big three, the first thought in your mind at the time...

Many consumers complain that it’s hard to raise your credit score once it’s damaged, but this idea is far from the truth. It does not...

For those who are searching for assistance with their less-than-great credit score, credit repair is certainly an option to consider. However, before working with just any company that promises to help improve credit scores and dispute discrepancies on a report, it is important to determine whether or not a particular company is operating within the boundaries of the law. What many individuals with bad credit don’t realize is that repairing their credit is legal when it is do

A person who needs to repair, or build up their credit, may want to look at signing up for one or more secured credit cards. With this...